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Build Now, Pay Over Time

A custom deck is a real investment in your home, and most homeowners would rather not wait a year to fit it in their spending plans. Financing lets you start this season and spread the cost across manageable monthly payments.

Go To Guy Home Services partners with HFS Financial to connect qualified homeowners with financing for decks, porches, pergolas, outdoor living spaces, and fencing across Metro Atlanta.

$1,000 to $450,000

Loan amounts for qualified borrowers

Soft Credit Check

Inquiring will not affect your credit score

Terms Up to 30 Years

Fixed rates as low as 7.80%

Why Financing Makes Sense

Keep your finances liquid

A deck should add value to your home without you having to reorganize your finances extensively.

Leave your home equity alone

HFS offers personal home improvement loans with no home equity and no appraisal required, so the project does not put a lien on your property.

Build at today's prices

Lumber, composite, and hardware costs move with the market. Waiting often means paying more for the same materials.

Pay for it while you use it

A deck built with Trex, TimberTech by AZEK, Deckorators, or such high-end products lasts for decades. Financing over a longer term means you pay for it during the summers you actually spend on it.

About HFS Financial

HFS Financial has connected homeowners in all 50 states with home improvement financing since 2011, funding more than 100,000 homeowners through a network of partner lenders. More than 20,000 contractors work on the platform. HFS is not a lender itself. It matches you with the right lender from its network based on your credit profile, income, and project type.

PVC Deck

How to Apply

Request a Free Estimate

We visit your property, walk the site, and give you a detailed written quote.

Submit Your Inquiry

The HFS inquiry takes about 60 seconds and uses a soft credit check, so your credit score stays untouched.

Review Your Options

Get prequalified and view your loan options instantly, or talk it through with a loan consultant. Choose the term and monthly payment that fit your budget.

Verify and Fund

Upload a few basic documents, and qualified borrowers can be funded in as little as one day.

Start Building

Once your funds land, we get to work.

Ready to Start Your Project?

Check your rate in about a minute without touching your credit score. Or call us and we will walk you through the options.

Disclosures

HFS Financial is not a lender. Information submitted to HFS Financial is not an application for a loan from HFS Financial. All loans are originated by unaffiliated third-party lenders, and loan terms, rates, fees, and eligibility are determined by those lenders based on the applicant’s credit profile. Products and services vary by state and project type. Restrictions apply and not all applicants will qualify. All information is subject to change without notice.

 

NMLS and MD CSB # 1680766

Equal Housing Lender